Fishing in the Lower keys is great. Enjoy all our water sports.Let us help make your dream of living in Paradise come true. Here is a great video about fishing for Snook in the lower Fl Keys.

Fly Fishing For Snook In The Lower Florida Keys.

Sight fishing for snook and redfish on a cold November day with my friend Dale. Dale gets some shots at redfish and snook.. The redfish refuse the fly , but Dale gets 3 snook to eat the fly.

The Lower Keys are a great place to live. Here is a video all about the Lower keys. There has never been a better time then now to own your piece of Paradise. let us help make the dream come true.

Florida Keys & Key West: Big Pine Key & The Lower Keys

If you're weary of the overcrowded world, Big Pine Key & The Lower Keys is the place for you. Situated just past the famed Seven-Mile Bridge, where the Keys island chain takes a graceful westerly turn, this is a quiet region of small resorts, down-ho...

Fly Fishing For Tarpon In The Lower Florida Keys

Long time client and friend Mark Rangisch hooks a big tarpon on fly.. After several jumps the tarpon breaks off at the skiff..

The Lower Fl Keys are a great place to live. Let us help make yourdreams come true. Here is a great video of the Looe Keys Underwater music festival.

Lower Keys Underwater Music Festival to Dive into 'Waterland' July 10

LOOE KEY, Florida Keys — Divers and snorkelers might encounter “Alice in Waterland,” the “Cheshire Catfish” and their fictional friends beneath the sea during the 26th annual Underwater Music Festival, set for Saturday, July 10, ...

Publish Date: 06/10/2010 22:42

http://www.fla-keys.com/news/news.cfm?sid=7768

Here are some if the options available in Building a home with Southernmost Builders of the Keys.

fl keys modular home building options by southernmost builders

available home options: 16" x 16" x8' solid poured concrete column $900.00; additional foot to each column $95.00 per foot; 4 foot concrete cantilever $525.00; 4 inch concrete slab under home (includes permit but does not include fill) ...

Publish Date: 11/06/2008 4:26

http://activerain.com/blogsview/776936/Fl-Keys-Modular-Home-building-options-by-Southernmost-Builders

Affordability Calculator

Mortgage Calculator © ML

 

There are no special banks required to finance a modular home. That’s because banks recognize the quality of these homes. Unlike a mobile home, you can go to any lender to obtain financing just as you would for a site built home. We have worked with many of the local banks in our area and are willing to work with all of them.  There are several things you may need in order to get qualified for a construction loan. First, we need to look at the survey of your property, discuss the size of home you want/need to build and pick out a floor plan that fits on your property. If we don’t offer a floor plan that you like, you can provide us with a sketch or give us a floor plan that you have. We can customize the floor plan of your choice through our modular manufacturer.  Second, we need to discuss the different options available to you in way of upgrades. Some of the more common upgrades are metal roof, tiled or wood floors, hardy siding, and impact windows. Every project is different.  Everyone has a different budget and we work within your budget. Thirdly, once we have your project planned out, we will draw up the contracts and provide you with a copy for the bank. The bank will usually need a copy of the blueprints for an appraisal. If you choose one of our floor plans we will provide you with a set of prints to take to the bank at No Cost!! Once you receive loan approval from the bank, we will sign contracts, and start the permitting process. We work closely with your bank from start to finish insuring that your home is completed in a well scheduled and efficient manner.     Affordability Calculator Mortgage Calculator © ML

Tracey Sweeting-Krieger 

REALTOR®
Coldwell Banker Schmitt Real Estate 29967 
Overseas Highway Big Pine Key, FL 33043
Toll Free: 1-800-488-3050x5249 
Business Phone: 305-872-5249
Business Fax: 305-872-4220
Website: www.traceyshomes.com 
E-Mail: tsweetin@bellsouth.net

http://www.southernmostbuilders.com

 

Fl Keys modular homes standard features:

Our standard homes priced as you see them, include the following Elite features.

Your Move to The Florida Keys is One of the most important decisions you'll make .

I'll Make it One of Mine Too
As your Relocation Specialist, I will offer you the most comprehensive information available online about the current real estate market . I plan to accomplish this by giving you the following:
!. The best MLS real estate search engine available in the Florida Keys market.
2. Same-day responses to your e-mails and phone calls.
3. A websitefilled with in-depth information about Monroe County and it's areas.
4. A communication plan developed just for you (e-mail, phone or fax-your choice).
5. Years of experience as a Relocation Expert - It is my main business, not a sideline.
6. In addition My Company Coldwell Banker Schmitt, has been in business over 55 years and is the most productive Real Estate brokerage firm in the Keys.

Big Pine “Metro”

The Lower Keys or what I’ll call “Big Pine metro”, includes the islands of Big Pine, Little Torch and Big Torch Key, Ramrod and Summerland, Cudjoe and Sugarloaf. Each Island is unique in its environment and boating access, which does translate down to home prices. More on that below.

When you enter the Lower Keys, you will see right away that it is much more laid back. Generally, the further you get away from Miami, the more the Bahamian feel. And to some extent, particularly on Big Pine and its attached No Name Key, and a couple of other spots in the Lower Keys, that sensibility is well-preserved despite the rapid development of the very limited remaining land available for new building. Parts of Sugarloaf preserve this same feel, and residents of the Torches and Ramrod would claim that too. It’s less true on Cudjoe and Summerland, but they have other advantages.

Our Real Estate Services

Tracey Sweeting-Krieger 
REALTOR®
Coldwell Banker Schmitt Real Estate 29967 
Overseas Highway Big Pine Key, FL 33043
Toll Free: 1-800-488-3050x5249 
Business Phone: 305-872-5249
Business Fax: 305-872-4220
Website: www.traceyshomes.com 
E-Mail: tsweetin@bellsouth.net

Big Pine in particular is one of the largest and most interesting Islands in the Keys. It has a population just over 5000 and as of Sept 2005-there were homes starting at $340,000. As you get closer to the water or buy a home on a canal, the prices rise accordingly. But there are quite a few different developments, mostly of single family houses, and some are pricier than others.

Water depth affects prices, and some areas have about 15 inches and some have 3-4 feet. Obviously this means you can have a certain kind of boat in some areas that won’t work in other areas. It depends what you’re looking for. The shallower areas have more direct and private access to a lot of the wilder and more pristine parts of the Island and adjacent backcountry. They may also (but not reliably) be less expensive.

Until now, on the drive down the Keys from Miami, the housing areas were arrayed on either side of the road, gulfside/bayside or oceanside. Here it’s different. The 2-lane, 45 mph Overseas Highway (what a misnomer!) runs across the southern edge of Big Pine, through the restaurant and business area; most of the residential areas are situated several minutes drive to the north. To some buyers that slow drive (30-35 mph speed limits, for the deer) is a price deterrent the farther north you go; to others the isolation means extra value.

Big Pine may be “remote,” caught as it is between the commercial centers of Marathon and Key West, but Big Pine does have it’s own major grocery store, post office and restaurants. It has some medical facilities, police and fire protection, and other basics of a “town It certainly has some interesting and unique retail shops, but in general it doesn’t have a lot of socalled unnecessary shopping. In fact the residents of the other Keys mentioned above generally will go to either Marathon or Key West for both basic needs and discretionary shopping. There is one big exception to that, on Saturday mornings, when it seems like everybody in the Lower Keys comes to the Big Pine Flea Market.

Nor does Big Pine have its own school system. Monroe County’s elementary and middle schools for the Lower Keys are on Sugarloaf; for high school kids are bused to Key West.

That’s this isolation feel like? Not bad, actually.

Recreation: Boating, exploring, fishing. Whether you are interested in offshore or backcounty, Big Pine offers quick and easy access to both venues. Or walk along the nature trails that wind through Federal Refuge land of pine barrens and hardwood hammocks, and observe the miniature deer and bird life. Or kayak any of a number of “trails” in the shallow water backcountry. Or ride a bicycle along miles of safe roads and trails. Or snorkel or dive Looe Key, perhaps the best of the best when it comes to Florida’s coral reefs. It’s 3 miles or so offshore, straight out Newfound Harbor Channel.
The Lower Keys are definitely getting away from it all.

Employment: If you live here, and are not retired, most likely you will work in either Key West or Marathon. Both of these towns are about a half hour to one hour drive at max from Big Pine, even at rush hour (an oxymoron for sure).
Remember that “mile markers” in the Keys, which are the standard way of giving an address along the Overseas Highway, start at Key West and number 1. Big Pine is mile marker 30 or 30 miles away---Marathon is mile marker 48. Key Largo is 99.
Local employment is fairly highly concentrated at this time, either tourist-related or construction. The rest of the services sector is still pretty small.
But in conclusion, if you want to be near world-famous Key West but yet have a quiet neighborhood and homes that are more affordable, the Lower Keys could be the answer. And if you really want to get away from even the sight of traffic on the Overseas Highway, Big Pine offers you that too.

Tracey Sweeting-Krieger 

REALTOR®
Coldwell Banker Schmitt Real Estate 29967 
Overseas Highway Big Pine Key, FL 33043
Toll Free: 1-800-488-3050x5249 
Business Phone: 305-872-5249
Business Fax: 305-872-4220
Website: www.traceyshomes.com 
E-Mail: tsweetin@bellsouth.net

http://www.southernmostbuilders.com

The Lower Keys or what I’ll call “Big Pine metro”, includes the islands of Big Pine, Little Torch and Big Torch Key, Ramrod and Summerland, Cudjoe and Sugarloaf. Each Island is unique in its environment and boating access, which does translate down to home prices. More on that below.

When you enter the Lower Keys, you will see right away that it is much more laid back. Generally, the further you get away from Miami, the more the Bahamian feel. And to some extent, particularly on Big Pine and its attached No Name Key, and a couple of other spots in the Lower Keys, that sensibility is well-preserved despite the rapid development of the very limited remaining land available for new building. Parts of Sugarloaf preserve this same feel, and residents of the Torches and Ramrod would claim that too. It’s less true on Cudjoe and Summerland, but they have other advantages.

A few other general reflections about this area, why it’s different, will help bring it into focus.

Teddy Roosevelt started the national wildlife refuges here about 100 years ago, to save the birds; and the bird life is definitely a terrific part of the Lower Keys special ambience
Looe Key is one of the best places to snorkel and dive in the whole Keys chain. It wasn’t always so tranquil: it got its name when a British ship of that name went down centuries ago, and it was long a principal cause of shipwrecks in this part of the Keys. Today its main problem is the worldwide bleaching of coral reefs, happening here too (30% since the early 1990’s), but so far I don’t notice fish reduction. Come enjoy it while you can!
Fishing is outrageously good: backcountry including flyfishing for tarpon, or offshore in the Gulfstream or along the reef line, near American Shoal lighthouse, or any drifting weed line; or try barracuda from a kaya
Key West in general: you can go to Fantasy Fest, for example, and go home afterwards. Someday you’ll be able to go to Cuba with ease, since you’re only about 90 miles away!
Biggest drawback, but hey, why did you come here in the first place? There’s only one lane each direction, and getting off the rock to Miami can seem like it takes forever. Fortunately the half hour to 45 minute drive to Key West traverses nice scenery, much of it slowly enough (45 mph) to enjoy it; but if you don’t slow down the police will ticket you. 
Boating is different here: water pretty shallow, big boats more rare than middle and upper keys, or Key West; forget sailboats in most areas. We’ve tried to differentiate that for you island by island, see below, but as a general rule of thumb, you have to look harder for deep water access here than, say, in Marathon, Key West, or Oceanside Key Largo.
There are exceptions to that rule, and they tend to cost more: Cudjoe Gardens, Summerland Key, one section of Big Pine along Pine Channel. There are few deep natural channels between Gulf and Ocean near the more built-up areas which most bigger pleasure boats can use, but unlike most of Key Largo, at least they exist. 

Tracey Sweeting-Krieger 

REALTOR®
Coldwell Banker Schmitt Real Estate 29967 
Overseas Highway Big Pine Key, FL 33043
Toll Free: 1-800-488-3050x5249 
Business Phone: 305-872-5249
Business Fax: 305-872-4220
Website: www.traceyshomes.com 
E-Mail: tsweetin@bellsouth.net

http://www.southernmostbuilders.com